Your First Name/Last Name

Address

Postal code/ CITY

[Name of your bank]

Address

Postal code/ City 

Dated at [your city], on [specify the date].

Subject : Request for permanent overdraft

Dear Sir/Madam,

I hold an account numbered [your account number] with your institution. Due to cash flow difficulties caused by the gap between issuing my invoices and their payment, I would like you to grant me a permanent overdraft authorization for a maximum amount of [maximum overdraft amount].

To prove the strength of my business, please find attached my last three balance sheets.

I remain available if you wish to meet.

Awaiting your reply, please accept, Madam/Sir, my distinguished regards.

[Your signature]